Not sure why this scares me so bad..but it does. I think maybe because we haven't really had to and we didn't really pay attention to how much money we were spending...so I feel like if we do have to do that then we aren't doing very well financially or something. But really thats not the case...always.
This month we seemed especially broke and I couldn't really figure out why. Well today I decided to do some investigating and broke down all our income and spending for a month! WOW! That's basically all I can say about that! I cannot believe how much we are spending in some areas (like eating out)! I even think we spend too much at places like Walmart! I know with all the coupons I have stocked up I could be at least saving some more money on groceries, toiletries, etc.
So I've decided we need to do a budget. We will be needing a new, bigger car soon and we really need to start saving for that. And even besides all that we just really need to know exactly where our money is going. I am totally clueless to how to budget, which also scares me, but I am willing and ready to learn!
So my question for you is, do you budget? If so how? Do you have a strict system you stick to? Any good resources for me to check out to learn how? Comment below or feel free to shoot me an email for any tips or advice you may have! Thanks!